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Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. Specific products, features, rates, and discounts may vary by province and territory, eligibility, and are subject to change. All pet insurance plans have limitations and exclusions. Pet insurance coverage is available and still very viable for aging and senior pets, but it’s always better to insure them earlier to ensure they can get the most comprehensive coverage, with the lowest possible premiums and deductibles. Like with humans, as our pets age they are more at risk for developing certain conditions. Pet insurance premiums are calculated using 4 factors: species, age, breed and postal code. As always, you should consider consulting your veterinarian and clinic staff for help with calculating your pet’s age, their predisposition to certain diseases, and for healthy aging care and tips for your pet. If you adopted or rescued your pet and aren’t exactly sure of their real age, veterinary professionals have a variety of means they can use to estimate this. It follows that as a responsible pet owner, when you’re knowledgeable about your dog or cat’s breed and age, the easier it is to prevent and watch for symptoms of decline before they become serious. Why does it matter how old our pets are? It’s important to keep in mind that as our pets age, we need to make changes in their nutrition, exercise habits, and even their sleep patterns to help them stay healthy and happy.Īs pets age they also become more prone to disease and along with this, more likely to develop common conditions associated with their species and breed.